ADAGE CREDIT

Adage Credit is a mission-driven consumer lender operating as a social enterprise dedicated to championing financial inclusion in the UK. We focus specifically on bridging the gap for individuals and communities who are significantly underserved by traditional banks and mainstream lending companies.

Our core purpose is to provide accessible and responsible financial solutions, particularly for those at the grassroots level and within minority ethnic groups who experience systemic exclusion from the financial system. We offer short-term personal loans (typically from £100 to £1,000) that serve as a fair alternative for immediate financial needs.

By combining ethical lending practices with a deep commitment to community support, Adage Credit empowers our customers to manage their finances effectively, access credit responsibly, and take steps toward long-term financial stability.

Strong, dynamic positive person with a can-do approach, and interest in the financial or risk industries with a long-lasting, successful career.

Enthusiastic individual to join our team as a Customer and Loan Account Assistant Manager to join our friendly and growing business.

Expected to be a strong communicator with good interpersonal skills, be proficient in using CRM software, and have a keen interest in the consumer credit industry.

The role involves underwriting, managing customers, loan applications, answering calls, and providing excellent customer service and utilizing tools such as Hubspot and Microsoft excel.

Responsible of loans and customers in the Birmingham.

Day-to-day managing consumer loans and repayment process, including conducting pre-analysis, checking consumer credibility and trustworthiness, data entry, customer point verification (CPV), and reviewing affordability in line with the customer credit policy and procedures.

Daily, weekly and monthly analysis and reporting on senior manager on all loan completions and new loans.

Promote the business to friends and family using word-of-mouth, and encouraging customers to bring prospect clients.

• Review and respond to new loan applications promptly.
• Follow procedure to determine whether to make a loan to a customer.
• Approved loan applications in line with the underwriting Manager.
• Interview loan applicants, understand their needs, collect and review information, and define eligibility for loan application decision.
• Assist digital shy’s clients in completing open banking and access portal procedures.
• Respond to customer queries and provide guidance throughout the loan application process, and resolve any loan-related issues.

• Establish customer loan payment plans based on individual circumstances.
• Advice customer on next steps
• Rejected loan applications and explain deficiencies to applicants.
• Support and guide rejected customers on; building credit profile, use of benefit calculator, and money advice.

• Interact with customers on a daily basis to address inquiries and provide assistance.
• Follow up with customers who have incomplete applications or late payments.
• Document key traits of declined customers for future reference.
• Utilize HubSpot or other CRM to deliver personalized customer emails with advice and latest offers.
• Manage client accounts, loan accounts, and payment accounts efficiently.

• Use CRM for effective customer relationship management and communication.
• Collaborate with the team to integrate marketing efforts with the CRM system.

• Work closely with team members to share updates and information regarding loan applications.
• Contribute ideas and perspectives to enhance the loan process and customer experience.

• Meet set goals and targets related to loan applications and customer satisfaction.
• Contribute to the overall success of loans issued by the company.

• Proficiency in loan software and CRM systems.
• Previous experience in loan management or a related field.
• Ability to set up or plan to do list
• Strong time management, organizational, and negotiation skills.
• Excellent social and communication skills, both verbal and written.
• Ability to adapt to various financial software and tools.
• Fluent in writing English, Microsoft Excel for data reporting and analysis.
• Knowledge and understanding of HubSpot CRM preferred.
• Interest or experience in the loan industry is beneficial.
• Excellent team collaboration and good motivational skills.
• Prospecting and segmenting customers, direct and internal Marketing skills

• Proactive and detail-oriented approach to work.
• Self-motivated with a strong focus on achieving goals.
• Excellent organizational and time management skills.
• Ability to work effectively in a close-knit team environment.

OVERVIEW

STAR Asset Finance Group is on a mission to change asset finance for good, by offering industry leading service, support and engagement to our customers, employees and peers, and we have an exciting opportunity for a Business Development Manager to join our Credo Asset Finance business.

STAR Asset Finance is a financial services Group currently made up of four established asset finance companies across the UK. Under the stewardship of our CEO, STAR have exciting plans for rapid expansion, which will see an increase of market share in existing regions, and significant growth in the vendor sales and finance space.

STAR Asset Finance promotes equality of opportunity and is committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

JOB PURPOSE

This role is a great opportunity to join an ambitious team, looking to grow the business with the support of the STAR Asset Finance Group. The role will be responsible for driving new business origination as well as relationship managing existing customers. The ideal candidate would be someone with a proven track record of driving new business in the SME lending space and a willingness to utilise all available forms of lead generation from centrally led marketing campaigns to local prospect cold calling. They should be able to operate effectively as part of a team and have the personality and positive attitude to motivate and encourage their team members and contribute to a great team spirit.

JOB RESPONSIBILITIES

• Present the STAR/Credo product offering to prospective new clients to obtain business from them
• Develop a personal customer pipeline, and consistently deliver against a personal sales target
• Develop long-term relationships with prospective customers to be their funder of choice
• Present quality finance applications to in-house underwriters, or to funders, in a coherent, honest and complete manner, consistently to get deals approved
• Follow up on regular marketing activity and take appropriate action in order to continually increase new business, improve quality of submissions and deliver the appropriate service levels

• Achieve and exceed all KPI’s relating to case numbers, CCF % business, business volumes and income levels for the business. KPI’s and targets as advised by Head of Credo Sales
• Attend networking events as and when identified and required
• Follow the businesses’ Rules of Engagement with regards to other team members prospects & customers
• Report and update the Head of Credo Sales on activity, pipeline and results
• Endeavour to ensure customer expectations are met and exceeded
• Attend as required meetings within the business (Sales, Operations, Personal Review)
• Update database with all quotes (input onto Leasepath) and monitor pending list with notes weekly
• Take ownership of customer queries, ensuring customer expectations are met and exceeded “going above and beyond” for customers internal and external
• Comply with company policy and FCA rules/guidelines including compliancy tests & SAF tests
• Assist with any other duties as reasonably requested by the Head of Credo Sales to support across the business

COMPLIANCE, TRAINING & DEVELOPMENT REQUIREMENTS

• Keep up to date with compliance regulation updates including any changes within your role
• Attend and/or complete any mandatory training courses stipulated by the Company
• Lead by example and embed the conduct rules in every aspect of your work
• Identify and approve relevant training opportunities

EXPERIENCE/PERSON SPECIFICATION

• Strong sales focus and highly motivated to achieve targets
• Good business sense and an understanding of market principles
• Proven track record of driving new business sales, ideally operating in the SME finance sector
• Strong interpersonal and organisational skills
• A positive attitude and able to work on own initiative
• Ability to thrive in a fast-paced, target-driven environment
• Solid knowledge of structuring and presenting deals to credit underwriters
• Strong people skills
• Self-motivated with a strong work ethic

OVERVIEW

STAR Asset Finance Group is on a mission to change asset finance for good, by offering industry leading service, support and engagement to our customers, employees and peers, and we have an exciting opportunity for a Business Development Manager to join our Credo Asset Finance business.

STAR Asset Finance is a financial services Group currently made up of four established asset finance companies across the UK. Under the stewardship of our CEO, STAR have exciting plans for rapid expansion, which will see an increase of market share in existing regions, and significant growth in the vendor sales and finance space.

STAR Asset Finance promotes equality of opportunity and is committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

JOB PURPOSE

This role is a great opportunity to join an ambitious team, looking to grow the business with the support of the STAR Asset Finance Group. The role will be responsible for driving new business origination as well as relationship managing existing customers. The ideal candidate would be someone with a proven track record of driving new business in the SME lending space and a willingness to utilise all available forms of lead generation from centrally led marketing campaigns to local prospect cold calling. They should be able to operate effectively as part of a team and have the personality and positive attitude to motivate and encourage their team members and contribute to a great team spirit.

JOB RESPONSIBILITIES

• Present the STAR/Credo product offering to prospective new clients to obtain business from them
• Develop a personal customer pipeline, and consistently deliver against a personal sales target
• Develop long-term relationships with prospective customers to be their funder of choice
• Present quality finance applications to in-house underwriters, or to funders, in a coherent, honest and complete manner, consistently to get deals approved
• Follow up on regular marketing activity and take appropriate action in order to continually increase new business, improve quality of submissions and deliver the appropriate service levels

• Achieve and exceed all KPI’s relating to case numbers, CCF % business, business volumes and income levels for the business. KPI’s and targets as advised by Head of Credo Sales
• Attend networking events as and when identified and required
• Follow the businesses’ Rules of Engagement with regards to other team members prospects & customers
• Report and update the Head of Credo Sales on activity, pipeline and results
• Endeavour to ensure customer expectations are met and exceeded
• Attend as required meetings within the business (Sales, Operations, Personal Review)
• Update database with all quotes (input onto Leasepath) and monitor pending list with notes weekly
• Take ownership of customer queries, ensuring customer expectations are met and exceeded “going above and beyond” for customers internal and external
• Comply with company policy and FCA rules/guidelines including compliancy tests & SAF tests
• Assist with any other duties as reasonably requested by the Head of Credo Sales to support across the business

COMPLIANCE, TRAINING & DEVELOPMENT REQUIREMENTS

• Keep up to date with compliance regulation updates including any changes within your role
• Attend and/or complete any mandatory training courses stipulated by the Company
• Lead by example and embed the conduct rules in every aspect of your work
• Identify and approve relevant training opportunities

EXPERIENCE/PERSON SPECIFICATION

• Strong sales focus and highly motivated to achieve targets
• Good business sense and an understanding of market principles
• Proven track record of driving new business sales, ideally operating in the SME finance sector
• Strong interpersonal and organisational skills
• A positive attitude and able to work on own initiative
• Ability to thrive in a fast-paced, target-driven environment
• Solid knowledge of structuring and presenting deals to credit underwriters
• Strong people skills
• Self-motivated with a strong work ethic

OVERVIEW

STAR Asset Finance Group is on a mission to change asset finance for good, by offering industry leading service, support and engagement to our customers, employees and peers, and we have an exciting opportunity for a Business Development Manager to join our Credo Asset Finance business.

STAR Asset Finance is a financial services Group currently made up of four established asset finance companies across the UK. Under the stewardship of our CEO, STAR have exciting plans for rapid expansion, which will see an increase of market share in existing regions, and significant growth in the vendor sales and finance space.

STAR Asset Finance promotes equality of opportunity and is committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation.

JOB PURPOSE

This role is a great opportunity to join an ambitious team, looking to grow the business with the support of the STAR Asset Finance Group. The role will be responsible for driving new business origination as well as relationship managing existing customers. The ideal candidate would be someone with a proven track record of driving new business in the SME lending space and a willingness to utilise all available forms of lead generation from centrally led marketing campaigns to local prospect cold calling. They should be able to operate effectively as part of a team and have the personality and positive attitude to motivate and encourage their team members and contribute to a great team spirit.

JOB RESPONSIBILITIES

• Present the STAR/Credo product offering to prospective new clients to obtain business from them
• Develop a personal customer pipeline, and consistently deliver against a personal sales target
• Develop long-term relationships with prospective customers to be their funder of choice
• Present quality finance applications to in-house underwriters, or to funders, in a coherent, honest and complete manner, consistently to get deals approved
• Follow up on regular marketing activity and take appropriate action in order to continually increase new business, improve quality of submissions and deliver the appropriate service levels

• Achieve and exceed all KPI’s relating to case numbers, CCF % business, business volumes and income levels for the business. KPI’s and targets as advised by Head of Credo Sales
• Attend networking events as and when identified and required
• Follow the businesses’ Rules of Engagement with regards to other team members prospects & customers
• Report and update the Head of Credo Sales on activity, pipeline and results
• Endeavour to ensure customer expectations are met and exceeded
• Attend as required meetings within the business (Sales, Operations, Personal Review)
• Update database with all quotes (input onto Leasepath) and monitor pending list with notes weekly
• Take ownership of customer queries, ensuring customer expectations are met and exceeded “going above and beyond” for customers internal and external
• Comply with company policy and FCA rules/guidelines including compliancy tests & SAF tests
• Assist with any other duties as reasonably requested by the Head of Credo Sales to support across the business

COMPLIANCE, TRAINING & DEVELOPMENT REQUIREMENTS

• Keep up to date with compliance regulation updates including any changes within your role
• Attend and/or complete any mandatory training courses stipulated by the Company
• Lead by example and embed the conduct rules in every aspect of your work
• Identify and approve relevant training opportunities

EXPERIENCE/PERSON SPECIFICATION

• Strong sales focus and highly motivated to achieve targets
• Good business sense and an understanding of market principles
• Proven track record of driving new business sales, ideally operating in the SME finance sector
• Strong interpersonal and organisational skills
• A positive attitude and able to work on own initiative
• Ability to thrive in a fast-paced, target-driven environment
• Solid knowledge of structuring and presenting deals to credit underwriters
• Strong people skills
• Self-motivated with a strong work ethic

As PCS Finance Group continues to grow, we’re looking to recruit an experienced Senior Asset Finance Broker to join our expanding team.

This is an exciting opportunity to join a fast-growing brokerage at an early stage and play a key role in our journey. You’ll work directly alongside the three directors, helping shape the future of the business while becoming an integral part of our long-term growth plans.

This isn’t just another brokerage role. We’re looking for someone who wants to become a key part of building one of the UK’s fastest-growing independent asset finance brokerages.

We’re looking for someone with proven experience within Asset Finance who enjoys building long-term relationships and delivering excellent outcomes for customers and introducers alike. Ideally, you’ll already have an established network within the industry and be confident generating new opportunities, whilst also managing deals from enquiry through to payout.

What we’re looking for:

• Proven experience within Asset Finance.

• A strong sales background with a proven track record of consistently delivering results.

• A strong track record of writing profitable business.

• Confidence managing the full sales process from enquiry through to payout.

• An existing network of introducers and business contacts would be advantageous.

• A motivated, commercially minded individual who wants to help grow a business, not just work for one.

What we offer:

✅ Realistic OTE of £150,000+

✅ Uncapped commission with an earning structure that rewards performance

✅ Access to a panel of 90+ lenders

✅ A growing pipeline of introducer opportunities and referrals

✅ An earning structure that rewards individuals who generate and develop their own long-term client and introducer relationships

✅ Ongoing training, support and professional development

✅ Modern systems and technology designed to help you succeed

✅ The opportunity to help shape a business with ambitious long-term growth plans

✅ Genuine career progression as PCS Finance Group continues to expand

The role is based across Bristol & Bath, with regular meetings with customers, introducers and funding partners. We’re looking for someone who enjoys getting out in front of customers, building trusted relationships and becoming a key part of a close-knit, ambitious team.

If you’re an experienced broker looking for your next challenge, we’d love to have a confidential conversation.

Associate Broker Manager

Location: Dorset, Hampshire, Wiltshire, Somerset, West Sussex or Surrey

ABOUT US

The STAR Asset Finance Group has brought together four leading independent asset finance businesses—with unrivalled experience in their markets—to enhance the genuine local service valued so highly by SMEs, with the many benefits of national scale.

We have exciting plans for rapid expansion, increasing our market share in existing regions and establishing a stronger presence along the M5 corridor and across South Wales.

THE OPPORTUNITY

This is a fantastic entry-level to mid-level growth role for an ambitious individual looking to build a long-term, successful career in asset finance and commercial brokerage.

As an Associate Broker Manager, you will work closely alongside senior leadership and experienced Sales Directors, receiving direct mentorship, full training, and hands-on guidance. Whether you already have foundational knowledge in asset finance or relevant transferable skills from commercial lending, sales, or account management, we will support your ongoing development to help you progress into a full Broker/Business Development Manager role.

THE BENEFITS

We offer a competitive salary range for this full-time position (dependent on experience) along with dedicated training and career progression pathways.

Benefits package includes:

• Enhanced holiday entitlement (25 days + Bank Holidays)
• Salary exchange company pension scheme
• Group life assurance & Private medical insurance
• Employee Assistance Programme (EAP) app and helpline support
• Dedicated professional training & industry qualifications support

THE ROLE

Working directly with the Sales Director and senior team, you will learn how to build customer relationships, manage introducer networks, structure asset finance deals, and close business opportunities effectively.

Key Responsibilities:

• Deal Support & Execution: Take initial enquiries from dealers, clients, and introducers; prepare accurate quotes, process applications, and package proposals for funder submissions.
• Relationship & Pipeline Building: Support prospecting activities, engage decision-makers, and learn how to manage and convert a active pipeline of sales opportunities.
• Market Learning & Positioning: Develop deep product and market knowledge, gaining an understanding of competitor landscapes and unique selling propositions.
• Sales & Marketing Alignment: Assist senior management with targeted campaigns, dealer visits, customer follow-ups, and business development initiatives.
• Compliance & Standards: Participate in regular training to master regulatory compliance, conduct rules, and industry governance.

ABOUT YOU

We are looking for someone with high energy, strong commercial acumen, and a keen desire to learn and grow within commercial finance.

Ideal Candidate Profile:

• Prior Experience: Ideally some prior exposure or foundational experience in asset finance, commercial lending, banking, or brokerage (preferred, but training is provided).
• Core Aptitude: Highly motivated with a strong sales focus, business sense, and enthusiasm to achieve targets.
• Communication Skills: Excellent interpersonal, written, and verbal communication skills with the ability to build rapport quickly.
• Mindset: Well-organized, resilient, proactive, and excited to absorb knowledge from experienced industry leaders.

EQUAL OPPORTUNITIES & APPLYING

Star Asset Finance is an equal opportunities employer. We value diversity and are committed to creating an inclusive environment for all employees.

To apply: Send your up-to-date CV to careers@starassetfinance.com.