Job Description
Job title: Relationship Manager
Location: North Wales, UK
Salary: up to £37k+ up to 20%
Vargo is working alongside a well-known financial services business to recruit an assistant Relationship Manager for the investment team.
Responsibilities:
- Originate and assess investment opportunities, with a strong focus on analysing cash flow for predominantly unsecured lending.
- Achieve agreed investment volumes and return targets.
- Undertake comprehensive financial, commercial and management due diligence, identifying and evaluating key risks.
- Structure and negotiate investment terms and associated legal agreements.
- Produce clear, high-quality credit papers to support approval decisions and oversee documentation through to completion.
- Support the effective operation of the fund, delivering risk capital in line with relevant public sector and ERDF requirements.
- Maintain up-to-date sector and technical knowledge to ensure compliance and best practice.
- Work closely with portfolio teams post-investment to manage relationships and identify follow-on opportunities.
- Build and manage relationships with introducers and intermediaries to generate deal flow.
- Promote best practice in the application process and contribute to continuous improvement of client experience.
- Represent the organisation at external events and within industry networks.
- Operate within delegated lending authorities and internal guidelines.
Requirements:
- Experience in SME lending or investment.
- Background in preparing credit papers.
- Solid understanding of credit risk and investment processes.
- Strong communication, influencing and stakeholder management skills.
- Ability to work autonomously and collaboratively.
- Sound judgement and decision-making capability.
- Effective prioritisation and organisation under pressure.
- High attention to detail and strong financial analysis skills.
- Established network of introducers within the Welsh SME market.
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