Job Description
Job title: Head of Risk & Compliance
Location: At least one day a week in the office in Fleet
Salary: competitive
Status: Full-time
The Head of Risk & Compliance is a senior leadership role responsible for providing independent second-line oversight of the firm’s risk management and regulatory compliance. The role supports the sustainable growth of the SME lending and equity investment portfolio and acts as a trusted adviser to the CEO, Board, and Investment Committees.
Key Responsibilities
- Own and maintain the enterprise risk management framework, including risk appetite and governance.
- Provide independent challenge across credit, portfolio, operational, and strategic risks.
- Monitor portfolio performance, concentrations, impairments, stress testing, recoveries, and capital adequacy.
- Deliver clear, timely risk and compliance reporting to senior management, committees, and the Board.
- Own the compliance framework and regulatory engagement with the FCA (or equivalent).
- Act as SMF16 (Compliance) and SMF17 (MLRO), overseeing AML, KYC, financial crime, conduct risk, and data protection.
- Manage regulatory reporting, breaches, remediation, and compliance monitoring programmes.
- Support new products, funds, and strategic initiatives from a risk and compliance perspective.
- Contribute to Management, Risk, and Board Committees.
- Build and lead a small, high-performing Risk & Compliance team.
- Promote a strong, proportionate risk culture across the business.
Requirements:
- Senior experience in risk management and compliance within regulated financial services.
- Strong background in SME lending, credit risk, or investment environments.
- Experience presenting to Boards and senior stakeholders.
- Eligible to hold FCA Senior Manager Functions.
- Strong knowledge of credit risk, portfolio management, regulatory compliance, and AML/KYC.
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